:root{--dark:#0E1A1A;--ink:#1B2626;--grey:#5B6664;--line:#DDE3E2;--tint:#E7FAFA;--teal:#0A8583;--brand:#0FB5B2;--brand-2:#0D9E9B;--r:4px;--wrap:1120px;--measure:74ch}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:"Noto Sans",system-ui,sans-serif;font-size:1.02rem;line-height:1.65;color:var(--ink);background:#fff}
a{color:var(--teal);text-decoration:underline;text-underline-offset:3px;text-decoration-thickness:1px}
a:hover{color:var(--dark)}
:focus-visible{outline:3px solid var(--teal);outline-offset:3px}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.disp{font-family:"Montserrat",sans-serif;font-weight:900;text-transform:uppercase;line-height:.98;letter-spacing:0}

.site-header{background:var(--dark);color:#fff}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:96px}
.logo{display:inline-flex;align-items:center}
.logo img{height:64px;width:auto;mix-blend-mode:screen}
.site-nav{display:flex;align-items:center;gap:28px}
.site-nav a{color:#fff;text-decoration:none;font-weight:600;font-size:.98rem}
.site-nav a:hover{color:var(--brand)}
.btn{display:inline-block;padding:14px 22px;border-radius:var(--r);border:2px solid var(--brand);background:var(--brand);color:var(--dark);font-family:"Montserrat",sans-serif;font-weight:800;font-size:.82rem;letter-spacing:.08em;text-transform:uppercase;text-decoration:none;line-height:1.1}
.btn:hover{background:var(--brand-2);border-color:var(--brand-2);color:var(--dark)}
.site-nav .btn{padding:12px 18px}
@media (max-width:820px){.site-nav a:not(.btn){display:none}}

.page{padding:64px 0 96px}
.page-head{max-width:var(--measure);border-bottom:3px solid var(--dark);padding-bottom:22px;margin-bottom:36px}
.page-head h1{margin:0 0 12px;font-size:clamp(2.2rem,5.5vw,3.6rem);color:var(--dark)}
.page-head p{margin:0;color:var(--grey);font-size:.94rem}
.prose{max-width:var(--measure)}
.prose h2{font-family:"Montserrat",sans-serif;font-weight:800;font-size:1.12rem;text-transform:uppercase;letter-spacing:.02em;color:var(--teal);margin:44px 0 12px;line-height:1.3}
.prose h2:first-child{margin-top:0}
.prose h3{font-family:"Noto Sans",system-ui,sans-serif;font-weight:700;font-size:1.02rem;color:var(--dark);margin:26px 0 8px}
.prose p{margin:0 0 14px}
.prose ul,.prose ol{margin:0 0 16px;padding-left:22px}
.prose li{margin-bottom:6px}
.prose strong{font-weight:700;color:var(--dark)}
.prose .fees{width:100%;border-collapse:collapse;margin:8px 0 18px;font-size:.96rem}
.prose .fees th,.prose .fees td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
.prose .fees th{font-family:"Montserrat",sans-serif;font-weight:800;font-size:.8rem;text-transform:uppercase;letter-spacing:.04em;color:var(--grey);background:var(--tint)}
.facts{display:grid;grid-template-columns:minmax(150px,220px) 1fr;gap:10px 24px;margin:0 0 28px;padding:22px 24px;background:var(--tint);border-radius:var(--r)}
.facts dt{font-weight:700;color:var(--dark)}
.facts dd{margin:0}
@media (max-width:560px){.facts{grid-template-columns:1fr;gap:2px 0}.facts dt{margin-top:10px}.facts dt:first-child{margin-top:0}}
.note{border-left:4px solid var(--brand);background:var(--tint);padding:14px 18px;border-radius:0 var(--r) var(--r) 0;margin:0 0 20px}
.note p{margin:0}
.toc{margin:0 0 36px;padding:20px 24px;background:var(--tint);border-radius:var(--r)}
.toc p{margin:0 0 8px;font-family:"Montserrat",sans-serif;font-weight:800;font-size:.8rem;text-transform:uppercase;letter-spacing:.06em;color:var(--grey)}
.toc ol{margin:0;padding-left:20px;columns:2;column-gap:32px;font-size:.94rem}
.toc li{break-inside:avoid;margin-bottom:4px}
@media (max-width:640px){.toc ol{columns:1}}

.centered{text-align:center;padding:96px 0 120px}
.centered .disp{font-size:clamp(2.4rem,7vw,4.4rem);margin:0 0 18px;color:var(--dark)}
.centered .disp em{font-style:normal;color:var(--brand)}
.centered p{max-width:52ch;margin:0 auto 26px;color:var(--grey);font-size:1.08rem}
.centered .btn{margin:6px}
.btn-ghost{background:transparent;border-color:var(--dark);color:var(--dark)}
.btn-ghost:hover{background:var(--dark);border-color:var(--dark);color:#fff}

.site-footer{border-top:1px solid var(--line);padding:56px 0 40px;font-size:.94rem;color:var(--grey)}
.site-footer .wrap{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px}
.site-footer .brand{font-family:"Montserrat",sans-serif;font-weight:800;text-transform:uppercase;letter-spacing:.04em;color:var(--dark);margin:0 0 10px}
.site-footer p{margin:0 0 6px}
.site-footer a{color:var(--teal);text-decoration:none}
.site-footer a:hover{text-decoration:underline}
.site-footer .legal a{margin-right:14px}
.site-footer button{background:none;border:0;padding:0;font:inherit;color:var(--teal);cursor:pointer}
.site-footer button:hover{text-decoration:underline}
@media (max-width:820px){.site-footer .wrap{grid-template-columns:1fr;gap:22px}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}